Digital credit service

Most businesses struggle to get a timely loan to grow. RetailerShakti is allowing you access to digital credit service in association with Indifi Technologies. Indifi, is creating easy loan origination by leveraging their segment understanding to create risk models. This brings multiple partners and lenders to fill the credit gap, helping small businesses access unsecured business loans, through a quick and simple process.

Term Loan

Get easy loans, borrow the right amount with the flexibility of repayment through small monthly instalments.

Terms loans are meant for one time capital needs. Businesses typically need money to increase and improve stocks or reach out to more customers through marketing. Short term Unsecured Term Loans from Indifi are the best solutions for these needs.

Line of Credit

Get easy loan. Once approved, use as per your need and pay only for what you use

Line of Credit or overdraft facility is best suited for frequent cash inflow. Businesses typically need money to avail cash discounts by paying upfront or on time, extend credit to customers, pay off vendors or meet seasonal demands. Unsecured Line of Credit Loans from Indifi are the best solutions for these needs.

How to get a loan

SMEs that meet the following criteria are eligible for "Term Loans"


  • Minimum operational history of 2 years
  • 2 years ITR for >10 lacs
  • VAT returns for the last 12 months


  • Business Registration Proof
  • KYC documents of the applicant and the organisation
  • Bank statement for the last 6 months
  • Pan Card of the promoter
  • Aadhaar Card of the promoter